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Medicare.gov

Use this site to apply for Medicare, find supplemental insurance plans, hospitals, drug plans, doctors, nursing homes, dialysis facilities, and more.

Review Date: January 25, 2013

Centers for Medicare and Medicaid Services

For Grads and Other Young Adults: New Benefits- (PDF)

If you are leaving school or changing jobs, you may be eligible for important new benefits that will ensure you get the care you need and deserve. Learn how the Affordable Care Act can help you.

Review Date: October 20, 2011

U.S. Department of Health and Human Services

Health Coverage Tax Credit (HCTC): Frequently Asked Questions

Find answers to frequently asked questions about the Health Coverage Tax Credit (HCTC) program that pays 65% of qualified health insurance premiums for eligible individuals and their family members.

Review Date: February 13, 2013

Internal Revenue Service

Find Insurance Options : Medicare, Medicaid and Private Insurance

This tool will help you find the health insurance best suited to your needs, whether it's private insurance for individuals, families, and small businesses, or public programs that may work for you.

Review Date: November 20, 2012

U.S. Department of Health and Human Services

HealthCare.gov

HealthCare.gov helps you take control of your health care. Search for public, private and community health insurance programs best suited to your needs. Get prevention tips, compare quality of care, and learn how the Affordable Care Act can help you.

Review Date: November 20, 2012

U.S. Department of Health and Human Services

Pre-Existing Condition Insurance Plan - HealthCare.gov

Learn more about how the Pre-Existing Condition Insurance Plan works in your state and how to apply.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

Insure Kids Now: Programs in Your State

Find low-cost health and oral care services from Children's Health Insurance Program (CHIP) providers in your state.

Review Date: September 08, 2014

Centers for Medicare and Medicaid Services

Adding Adult Children to Your Health Plan- (PDF)

The Affordable Care Act allows young adults to stay on their parents' health plans until age 26. Adult children are not required to live with, nor be financially dependent upon, their parents in order to be eligible.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

An Employee's Guide to Health Benefits Under COBRA

Learn about your rights under Consolidated Omnibus Budget Reconciliation Act (COBRA) to a temporary extension of employer-provided group health coverage.

Review Date: August 22, 2011

Employee Benefits Security Administration, U.S. Department of Labor

Assistance with Insurance Issues

The organizations listed here help consumers understand how different health insurance plans work and how to locate resources for health coverage programs.

Review Date: March 11, 2013

NIH National Human Genome Research Institute - NHGRI

Consumer Information On Health Plans

Links to general information, policies, laws and regulation related to employee health plans. Includes fact sheets describing types of benefits, plans, and workers' rights, as well as links to resources for additional information.

Review Date: February 18, 2013

Employee Benefits Security Administration, U.S. Department of Labor

Diagnosis and Treatment of Infertility: Am I Covered?

Determining whether your medical insurance coverage includes benefits for infertility can be a confusing and frustrating task. Here are some questions to ask your health insurance company, HMO, or employer (Human Resources or Benefits Department), to help you evaluate your benefits.

Review Date: June 14, 2011

American Fertility Association

Early Retiree Reinsurance Program

Search by state for employers participating in the Early Retiree Reinsurance Reinsurance Program that help early retirees get quality, affordable insurance.

Review Date: July 11, 2014

U.S. Department of Health and Human Services

Eliminating Dollar Limits on Your Benefits- (PDF)

The Affordable Care Act prohibits health plans from imposing lifetime limits and phases out annual limits on most of the benefits you receive.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

File an Insurance Complaint

Do you have a specific problem with an insurance company, broker, agent or adjuster? The National Association of Insurance Commissioners offers this resource to help you file a complaint with your state insurance department.

Review Date: January 28, 2013

National Association of Insurance Commissioners

Health Benefits Advisor

Health Benefits Advisor can help workers and their families better understand their federal right concerning access to health coverage, especially when they experience changes in their life and work situations--such as marriage, childbirth, job loss or retirement.

Review Date: February 19, 2013

U.S. Department of Labor

Health Care Reform: What It Means for You

This article will help you understand the Affordable Care Act and what the new health care law means for you and your family.

Review Date: January 28, 2013

American Academy of Family Physicians

Health Coverage Eligibility Quiz

Take this simple 5-question Eligibility Quiz and receive a personalized list of both the public and private health coverage options for which you may qualify.

Review Date: April 04, 2014

Foundation for Health Coverage Education

Health Insurance Reform Quiz

Take the "What's In Reform for You" quiz to learn how someone like you may benefit from health insurance reform.

Review Date: January 28, 2013

The White House

Health Plan Report Card

NCQA's Health Plan Report Card helps you choose a health plan that's right for you and your family. The NCQA report card has results on hundreds of health plans. Search to learn more about how well plans in your area perform.

Review Date: January 23, 2013

National Committee for Quality Assurance

HealthCare.gov Widgets and Badges

Use this widget from HealthCare.gov to find insurance that’s available to you, your family, or your small business. Code is provided to add this widget or HealthCare.gov badges to your Web site or blog.

Review Date: July 11, 2014

U.S. Department of Health and Human Services

Healthcare.gov: Consumer Help

Many states provide residents with direct help with problems or questions about health coverage, by phone and email. Find contact information for your state’s Consumer Assistance Program.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

Hill-Burton Free and Reduced Cost Health Care

You are eligible to apply for Hill-Burton free care if your income is at or below the current HHS Poverty Guidelines. Care at a Hill-Burton obligated facility is not automatically free or reduced-cost, but you can apply for assistance at the admissions or business office of each facility.

Review Date: February 13, 2013

Healthcare Systems Bureau, Health Resources and Services Administration

How to Appeal an Insurance Denial or Request Out-of-Network Treatment- (PDF)

This is a guide for families denied treatment of a hemangioma, port wine stain, lymphatic malformation, venous malformation, or other vascular birthmark, tumor, or syndrome.

Review Date: March 30, 2011

The Vascular Birthmarks Foundation

Information for Uninsured Persons

If you have become, or are about to become uninsured, you may be eligible for COBRA continuation coverage. Read more about the program.

Review Date: June 25, 2012

U.S. Department of Labor

Insurance and Transplant Coverage Information

Every insurance company pays for the transplant process in different ways. It is very important to find out early what transplant expenses are covered. This page provides some steps you can take to learn about your insurance coverage.

Review Date: October 30, 2014

Be The Match®

Insure U — Get Smart About Insurance

The National Association of Insurance Commissioners (NAIC) presents Insure U — Get Smart About Insurance. Test your insurance intelligence or iiQ, then select a life stage course, study the information and Get Smart About Insurance.

Review Date: March 05, 2013

National Association of Insurance Commissioners

Keratoconus: Insurance Reimbursement Request Letter - (PDF)

If you are a patient requesting insurance reimbursement for the special contact lens needed for keratoconus, consider using this comprehensive document from NKF.

Review Date: December 07, 2012

National Keratoconus Foundation

Medical Discount Plans Scams

The Federal Trade Commission wants you to know that although some medical discount plans provide legitimate discounts, others take people’s money and offer very little in return. Learn to recognize the warning signs of a medical discount scam.

Review Date: December 14, 2012

Federal Trade Commission

Medicare Complaint Form

Use this form to submit your complaint about your Medicare health plan or prescription drug plan directly to Medicare.

Review Date: November 05, 2012

Centers for Medicare and Medicaid Services

Medicare Plan Finder

This tool will provide you with a list of Medicare health plan choices in the geographic area you specify, along with benefit descriptions and other information to help you choose the plan that’s best for you.

Review Date: November 14, 2012

Centers for Medicare and Medicaid Services

Medicare.gov: Filing a Complaint or Grievance

If you have complaints about your Medicare coverage, use this page to learn how and where to file a complaint.

Review Date: November 05, 2012

Centers for Medicare and Medicaid Services

Myths and Facts about Affordable Care Act Reforms

Explore some of the myths and facts surrounding the new Affordable Care Act.

Review Date: January 28, 2013

The White House

National Clearinghouse for Long-Term Care Information

The National Clearinghouse for Long-Term Care Information provides information and resources to help you and your family plan for future long-term care (LTC) needs.

Review Date: March 02, 2011

Administration on Aging

Paralysis Resource Center: Health Insurance

Hospitals that accept federal money must provide a certain amount of free or reduced fee care. Find more information through your hospital's social services department.

Review Date: February 01, 2013

National Spinal Cord Injury Association

People with Disabilities and the Affordable Care Act

If you’re living with a disability, the Affordable Care Act is expanding your options for health insurance and making them more affordable.

Review Date: February 01, 2013

U.S. Department of Health and Human Services

Pre-Existing Condition Insurance Plan (PCIP)

The Pre-Existing Condition Insurance Plan (PCIP) covers a broad range of health benefits, and won’t charge you a higher premium just because of your medical condition. Learn more about PCIP.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

Prescriptions and Insurance Plans

Learn how you can save money and time by understanding how your drug coverage works.

Review Date: December 20, 2012

American Academy of Family Physicians

Protecting Your Choice of Health Care Providers- (PDF)

The Affordable Care Act guarantees that you can choose the primary care doctor or pediatrician that you want from your health plan's provider network. The law also guarantees that you can seek emergency care at a hospital outside your plan's network without prior approval from your health plan.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

Putting the Brakes on Unreasonable Health Insurance Rate Increases- (PDF)

A new rate review program requires that when an insurance company proposes to increase your rate by 10% or more, this increase must be disclosed to the public and thoroughly reviewed by State or Federal regulators.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

Questions and Answers about Health Insurance- (PDF)

This guide offers general information about health insurance options. You should not rely solely on this guide in making health insurance decisions.

Review Date: December 12, 2011

Agency for Healthcare Research and Quality

SHIP Locator: State Health Insurance Counseling and Assistance Programs (SHIPs)

If you have any questions about Medicare coverage and benefits — including Medigap, Medicare Advantage, and Medicare Prescription Drug Coverage — contact the State Health Insurance Counseling and Assistance Program (SHIP) in your state or territory for more information.

Review Date: November 14, 2012

Centers for Medicare and Medicaid Services

The Health Care Law: Information for You

From benefits for seniors to preventive services for women and programs for families and children in need, learn how the Affordable Care Act is helping people like you.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

The Health Insurance Marketplace

Affordable Insurance Exchanges are designed to make buying health coverage easier and more affordable. Learn how the program can help you.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

The Requirement to Buy Coverage Under the Affordable Care Act Beginning in 2014- (PDF)

The Affordable Care Act includes a requirement that many people be insured or pay a penalty. This simple flowchart illustrates how that requirement (sometimes known as an "individual mandate") works.

Review Date: January 28, 2013

Henry J. Kaiser Family Foundation

Top 10 Ways to Make Your Health Benefits Work for You

The Department of Labor's Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. Learn your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

Review Date: February 18, 2013

Employee Benefits Security Administration, U.S. Department of Labor

Travel Insurance and Evacuation Insurance

Travelers need to evaluate their existing health insurance policies to see whether they are covered when traveling broad. Short-term supplemental policies can be purchased.

Review Date: March 18, 2011

Centers for Disease Control and Prevention - CDC
U.S. Department of Health and Human Services

TRICARE Military Health System

TRICARE is the health care program serving active duty service members, National Guard and Reserve members, retirees, their families, survivors and certain former spouses worldwide.

Review Date: May 09, 2012

Office of the Secretary of Defense

TRICARE Military Health System

TRICARE is the health care program serving active duty service members, National Guard and Reserve members, retirees, their families, survivors and certain former spouses worldwide.

Review Date: May 09, 2012

Office of the Secretary of Defense

What Cancer Survivors Need To Know About Health Insurance- (PDF)

When cancer strikes, it is critical that you know and understand your rights and responsibilities under your health insurance plan. This booklet discusses several aspects of health insurance that are important to cancer survivors.

Review Date: February 04, 2013

National Coalition for Cancer Survivorship

Women and the Affordable Care Act

Women have unique health care needs, and often make health care decisions for their families. The Affordable Care Act offers important benefits for women and their families. Learn more about it.

Review Date: January 28, 2013

U.S. Department of Health and Human Services

Working with Your Insurance Provider: A Guide to Seeking Weight-loss Surgery

This guide offers readers information on the effects of obesity and morbid obesity, tips for working with your insurance provider,and detailed information concerning the treatment options available for morbid obesity.

Review Date: August 16, 2012

Obesity Action Coalition